Business Checking Accounts

  • No minimum balance
  • No monthly fee
  • Free Online Bill Pay
  • Free Online/Telephone banking
  • No Annual Fee Debit card

To open your Business Checking Account, visit any branch and bring your Articles of Organization, Articles of Incorporation, or Assumed Business Name registration and your Tax ID Number (EIN). If your business has principals who will not be signers on the account, you must provide an operating agreement showing which principals can conduct banking operations or a letter from the non-participating principals stating that they are aware an account is being opened. If you would like a sample letter, please contact us at 406-523-3300.

The Articles of Organization or Incorporation for LLPs, for LLCs and Corporations and the Montana Assumed Business Name registration for sole proprietors can be found on the Montana Secretary of State web site.

You can obtain your original documents by completing the form at the above web address and mailing it to the Secretary of State with a stamped, self-addressed envelope.​

Questions about our business services?

David Rook

David Rook

Senior Vice President of Business Banking

3600 Brooks St, Missoula, MT
Tony Catania Commercial Loan Officer

Tony Catania

Commercial Loan Officer

2610 North Reserve St, Missoula, MT

Local Rewards Program

Buzz points is a rewards program that lets our members earn points by using their MFCU debit and credit cards. What makes it special is that the programs centers on local businesses rather than the more typical cash rewards, flight rewards or hotel rewards.

How it Works
The program is free to our members. They just need to enroll. Every time they use their MFCU debit and credit cards they earn points. They earn more points for shopping at local businesses that are participating in the program. And the points that they earn can only be redeemed at participating businesses or as contributions to local charities. So it’s a great way to achieve three things:

  • Encourage credit union members to use credit union debit and credit cards
  • Encourage credit union members to choose local over national or international businesses
  • Strengthen the local economy by keeping money circulating here at home