Category Financial Tips & Tricks
When you’re making improvements to your home, you’re not just making your life better in the short term. You’re also making an investment in your future. Ideally, the increase in the value of your home will exceed the cost of the improvement. However, it seldom works out like that. The most efficient home improvements don’t
Most people own at least one debit card and at least one credit card. Although it may not seem like it, there are many differences between the two. Each time you use a credit card, you’re borrowing money. You’ll need to pay that money back to the credit union along with interest. A debit card,
The New Year is a time of renewal; use it to make bold financial changes. If you’re looking for resolutions to improve your personal finances, check out these seven ways to make 2017 the year of the dollar! 1.) Track your spending Determine where your money goes. Carefully record every dollar you spend for a
Q: It’s my turn to host my family for the holidays. How can I entertain the crowd without spending a fortune? A: While it’s great fun to gather under one roof for a festive meal, feeding a crowd can seriously strain your budget. Fortunately, it’s possible to be a great host without breaking your budget.
It’s that time of year again. He’s making a list, and he’s checking it twice. Of course, we’re talking about the major credit bureaus! The holiday spending season begs the question: how to pay for all that joy? It’s tempting to turn to plastic to help finance the holiday season. The average American plans to
This week we have been the target of a text scam. Many residents in the Missoula area have received a text on their cell phone stating, “MissoulaFCU alert for member phone ###-#### Contact 914-###-####,” and another one that uses an 844 area code. What we’ve learned is this is NOT targeted to just our members.
A message from Montana’s Attorney General, Tim Fox warns of increasing text message scams and provides steps to take to keep your finances secure.
As if college wasn’t stressful enough, here’s another thing for students to worry about: being on high alert for scams. For many young people, college is the first taste of financial independence; scammers prey on this naivety. Also, the expense of college gives students financial pressure, which becomes ammunition for scammers. Read on to discover three tricks criminals use to steal your money, and how to increase your personal safety..
Everything about college is expensive. In the end, the sacrifices will be worth it, but that’s no comfort to a college student staring at a few hundred dollars worth of textbooks every semester. On average, college students spend $1,200 a year on textbooks alone! Luckily, there are a few places you can go to save some cash.
Rental scams are one of the fastest-growing frauds nationwide. With sites like Craigslist or Apartments.com, apartment searching is now easier than ever. Unfortunately, though, that ease of access comes with a price. Anyone can list anything as “for rent” and for any price. Most of these listings are legitimately posted by a real person who wants to rent their living space. In some cases, though, they’re not. With only a few pictures and emails, scammers can convince you that they actually do have a luxury apartment or house for only $500 a month. Here are three rules that can help you avoid a rental scam…