Checking Accounts With You in Mind

MFCU has customized options for checking accounts to fit with your needs. We can help you select the checking account that’s right for you.

Green Draft- Skip the filing headaches and go paperless with no paper statements. Earn dividends (see rates below) and enjoy free online Bill Pay. Unlimited debit card transactions gives you the ability to take care of nearly all your transaction needs.

Traditional Draft- If you prefer a paper statement each month or know that you will be writing more than 20 checks monthly, this is your checking account.

Classic Draft- Members age 60 and better will earn dividends on any balance, as well as free online Bill Pay or a free box of checks.

Investment Link Draft- Want to keep your money liquid to move into investments in the blink of an eye? This high balance account earns dividends while providing ease of accessibility.

View Rates

View Fees & Disclosures

What do I Need to Open an Account?

To open your checking account, visit any MFCU branch. You will be asked to provide the following information:

  • Photo ID – a valid driver license, state ID, passport, or permanent residence card. You may be asked to provide more than one photo ID to confirm your identity.
  • Social Security Number – used to identify you and to look up your checking account history.
  • Initial deposit – this amount commonly ranges from $0 to over $500, depending on the type of checking account you wish to open. You may also be charged for the first box of checks when you open your account or the charge for check printing may automatically be withdrawn from your account.
  • Sign a signature card if others are to be able to write checks from this account they too must sign the signature card.

Checking Convenience

Sign up for Paperless Statements

Get your monthly statement via email and save paper. Just download, complete and return the form to switch to paperless checking and/or VISA credit card statements.

Please note: If you already have a Green Draft account, you are automatically enrolled in Paperless Statements. To make sure we have the right email address for you, log in to your Online account.

Sign up for and manage MFCU Online Bill Pay

Save paper, stamps and time. Pay your bills conveniently and promptly without ever having to write a check or lick an envelope. Log in to online banking to sign up.

Mobile App– Our mobile app lets you take your accounts with you. Check your account, transfer funds, make payments, deposit checks and find the closest shared branch or ATM based on your zip code or location if GPS services are enabled. Our mobile app is available for download on the Google Play & iTunes stores.

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Order checks

You can reorder checks in person at any MFCU branch, on the phone by calling 1-800-355-8123 or online here. http://checkreorderexpress.com

Download direct deposit forms

MFCU can accept direct deposit from any employer, so you don’t have to physically deposit your paycheck. Your employer will need your account number and MFCU’s routing number: 292977899. Download the Direct Deposit Form and bring the completed form to any MFCU branch.