You make the choice! Save money and add some flexibility to your budget.

Choose to Refinance Your Vehicle

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Your monthly payment is calculated based on your term. A longer term will save on your monthly payment, but you’ll pay more in interest over the life of your loan. Rates available for refinancing or new purchases.

$12,000 Auto Loan Balance

Rate as Low As (APR*) Term Monthly Payment Total Amount of Interest Paid
3.00% 36 months $350 $565
3.00% 48 months $266 $750
3.25% 60 months $217 $1,018

*APR=Annual Percentage Rate. All loans subject to credit Approval, rate based on credit. Other rates and terms are available.

Choose to Transfer Your Balances

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Save by consolidating your credit cards with 5 months no interest.

No balance transfer fee will be charged. A typical 3% balance transfer fee would cost you $150.00 on a $5,000 balance.

The chart below reflects making a standard payment (vs. the minimum monthly payment) until the balance is paid off, with no additional purchases. EXAMPLE: You have a $5,000 balance on your current cards at an 18% rate. If you make a monthly payment of $150 you can expect to pay $1,982 over the course of 47 months.

$5,000 Credit Card Balance

Rate as Low As (APR*) Months to Pay Off Card Total Amount of Interest Paid Interest Saved Payments Saved
7.90% 38 $663 $1,319 9
8.90% 39 $764 $1,218 8
9.90% 40 $871 $1,111 7

*APR=Annual Percentage Rate. All loans subject to credit Approval, rate based on credit. Other rates and terms are available.

*APR=Annual Percentage Rate. All loans subject to credit Approval, rate based on credit. Other rates and terms are available.

All applications must be received by December 31, 2017 to qualify.