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Personal Credit Cards

Build credit, earn rewards

Apply now

What if your credit card worked hard to help you thrive? At Missoula Federal Credit Union, it does. Use your Visa to earn rewards, protect your security, travel smart, and build credit.

Visa credit cards

  • No annual fee
  • No fee for balance transfers
  • Low international fee (1%)
Apply now
interest as low as
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Protect your security

Your Visa credit card comes equipped with EMV Chip Card Security, the first EMV chip-enabled card made locally available in Missoula. Whether your business travels take you to Florence, Montana, or Florence, Italy, you can rest assured that your card has this advanced security feature to protect it.

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Earn points, get rewards

Sign up for Buzz Points, and start earning points every time you use your Visa card. Later, redeem your points for the reward of your choice — an eGift card, exclusive local offers, or a donation to a charitable organization that you care about. Get started today!

Working on building credit? Get a share-secured Visa

Secure your Visa credit card with your savings account, and get the convenience of a credit card with no annual fee. It’s a great way to build credit and avoid dipping into your savings.

Apply to build your credit
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Visa Rates

Visa Credit Card1
Visa Credit Card1

Minimum APR2

Maximum APR2

1 All loans subject to approval. Rates, terms, & conditions are subject to change and may vary based on creditworthiness, qualifications, & collateral conditions.
2 APR = Annual Percentage Rate.

The rates and terms shown are effective as of November 26, 2018.

Minimum APR2


Maximum APR2


See all rates

Traveling? Let us know

To protect your account, we keep your Visa card blocked in many countries by default. If you’re making a trip outside the U.S., use the form below to let us know where and when you’re traveling, and we’ll make sure you have access to your funds wherever the journey takes you.

Travel Notification Form

Get started

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Ask a Question
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Get Your Card
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Contact Us


If your card is lost or your card data compromised, we’ll do our best to protect you. Please notify us right away at 888-241-2510.

Here’s an ATM lookup where you can locate a surcharge-free ATM near you. There are almost 30,000 ATMs across the U.S. where you can use your Missoula Federal Credit Union card free of charge. That’s more than you’d get with a traditional bank!

Visit our Personal Checking page for details.

View Disclosures

* APR = Annual Percentage Rate.