We will be performing a technology upgrade on February 22-24. Online, mobile, and phone banking will be unavailable during this time and branches will be closed on Saturday, February 23-Sunday, February 24. We apologize for any inconvenience this may cause. Click here to learn more about the technology upgrade.

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Health Savings Accounts

Health savings for a healthier you

Looking to set aside money for your health deductible, copay, or out-of-pocket costs? Missoula Federal Credit Union offers the options you need to prepare for your medical expenses.

Health Savings Account (HSA)

Do the following statements apply to you?

  • I have a high-deductible health plan
  • I don’t have Medicare or disability insurance
  • I can’t be claimed as a dependent by anyone

If so, you’re eligible to open an HSA at our credit union. The funds in your HSA are exempt from federal taxes. Plus, we provide debit cards to HSA account holders, so you can pay your healthcare expenses directly and conveniently.

Ready to get started? Visit a branch to get set up.

Find a location near me

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Medical Savings Account (MSA)

The Montana Medical Savings Account Act allows Montanans to save money for medical expenses and long-term health care, while reducing their state income taxes at the same time.

Want help setting up an MSA? Stop by a branch to get started.

Find a location

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HSA Rates

HSA (Health Savings Account)
HSA (Health Savings Account)

Deposit Amount

Dividend Rate

APY1

1 APY = Annual Percentage Yield. Fees may reduce earnings.

The rates and terms shown are effective as of December 22, 2018.

Deposit Amount

Less than $500

Dividend Rate

0.00%

APY1

0.00%

Deposit Amount

$500-999

Dividend Rate

0.00%

APY1

0.00%

Deposit Amount

$1,000-4,999

Dividend Rate

0.05%

APY1

0.05%

Deposit Amount

$5,000+

Dividend Rate

0.05%

APY1

0.05%

See all savings rates

Save for a Healthy Future

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