If your parents’ tales about the staggering debt loads they carried at your age have you determined to live in a yurt and commute by mule to avoid taking on any debt, let us help you separate “good debt” from “bad debt” and put things in perspective!
We’ve listed some of the major changes below and included a link to the full list of fees at the bottom of this page. These changes will go into effect May 1, 2017. Changes to Note Non-Sufficient Funds & Privilege Pay We wanted to highlight that we have not increased these fees even while many
Tax season means a paperwork blizzard. Often, someone loses a copy of an important document and needs it to be re-issued. Naturally, everyone’s too busy to verify the authenticity of each request. That’s what scammers are counting on with a recent ploy targeting people who prepare tax forms. In this scheme, the scammer sends an
When you’re making improvements to your home, you’re not just making your life better in the short term. You’re also making an investment in your future. Ideally, the increase in the value of your home will exceed the cost of the improvement. However, it seldom works out like that. The most efficient home improvements don’t
Most people own at least one debit card and at least one credit card. Although it may not seem like it, there are many differences between the two. Each time you use a credit card, you’re borrowing money. You’ll need to pay that money back to the credit union along with interest. A debit card,
The New Year is a time of renewal; use it to make bold financial changes. If you’re looking for resolutions to improve your personal finances, check out these seven ways to make 2017 the year of the dollar! 1.) Track your spending Determine where your money goes. Carefully record every dollar you spend for a
Q: It’s my turn to host my family for the holidays. How can I entertain the crowd without spending a fortune? A: While it’s great fun to gather under one roof for a festive meal, feeding a crowd can seriously strain your budget. Fortunately, it’s possible to be a great host without breaking your budget.
It’s that time of year again. He’s making a list, and he’s checking it twice. Of course, we’re talking about the major credit bureaus! The holiday spending season begs the question: how to pay for all that joy? It’s tempting to turn to plastic to help finance the holiday season. The average American plans to
This week we have been the target of a text scam. Many residents in the Missoula area have received a text on their cell phone stating, “MissoulaFCU alert for member phone ###-#### Contact 914-###-####,” and another one that uses an 844 area code. What we’ve learned is this is NOT targeted to just our members.
A message from Montana’s Attorney General, Tim Fox warns of increasing text message scams and provides steps to take to keep your finances secure.