Smart Spend Account

Think of it as a checking account without the hassle of checks.

  • Make deposits just like a regular checking account.
  • Enjoy the convenience of a debit card so you don’t have to carry cash or check to buy things.
  • Make online purchases easily.
  • Free access to online banking and bill pay.
  • No charge to use a Missoula Federal Credit Union ATM to withdraw cash.
  • Access to surcharge free ATMs within the Co-op Network.
  • Only $7.50 per month.

Wheels for Work

Do you need basic, reliable transportation for work or school? Are you worried you can’t get an auto loan through a traditional bank? We can help!

Our Wheels for Work loan program was designed to help you get the transportation you need without having to worry about being taken advantage of with outrageous interest rates.

You can even incorporate your 1st year’s insurance premiums into your loan and you will get 10% of your interest back at the end of the year if you pay as agreed for 12 months. Contact us today at 406-523-3300 or stop by any of our branches and meet with our loan officers.

Share Secured VISA

Are you looking for the convenience of a credit card with no annual fee? Our share secured VISA credit card is a great way to build your credit without depleting the funds you’ve saved.

Payday Alternative Loan

These small loans are available in amounts of $100-$500 and serve as a smart alternative to predatory lending practices of payday lenders. No credit check required, however some membership and income minimums must be met.

Financial Counseling

Life happens and we’re here to help. You might be hoping to make a large purchase, or you could be dealing with a major life event – financial counseling can help guide you. Whether you just need a financial tune-up or a major overhaul, our Certified Financial Counselor is here to help!

This service is free to MFCU members.